Accounts


Share Savings Account

  • Minimum Opening Balance: $25
  • Minimum balance to earn dividends: $25
  • Dividend Compounded: Quarterly
  • Dividends Credited: Quarterly
  • Dividend Period: Quarterly (calendar)

Share Checking Account

Free Share Checking accounts at Shared Resources Credit Union offer several advantages:

  • $300 Courtesy Pay – save you the embarrassment and expense of returned checks
  • No monthly service charges, regardless of balance
  • Free VISA Check Cards
  • Dividends are computed by the daily balance method
  • FREE Internet Bill Paying
  • FREE Online Account Access
  • Minimum opening balance: $1
  • Minimum balance to earn dividends: $2500.01
  • Dividend compounded monthly
  • Dividends credited monthly
  • Dividend period: monthly (calendar)
  • “Turning Over a New Leaf” – Second Chance Checking Account

Money Market Accounts

  • Minimum opening balance: $2500
  • Minimum balance to earn dividends: $2500
  • Dividend Compounded: Monthly
  • Dividends Credited: Monthly
  • Dividend Period: Monthly (calendar)

Individual Retirement Accounts (IRA)

  • Types available: Share IRA, Roth IRA, Education IRA
  • Minimum opening balance: $5.00 for all types
  • Minimum balance to earn dividends: $25 for all types
  • Dividend Compounded: Quarterly
  • Dividends Credited: Quarterly
  • Dividend Period: Quarterly (calendar)

Share Certificate Account

  • Minimum Opening Deposit: $10,000.00
  • Interest Compounded: Quarterly
  • Interest Credited: Quarterly

Youth Accounts

  • Types of Youth Accounts
    • Small Change (ages 0-11)
    • Youth (ages 12-17)
  • Minimum opening balance
    • Small Change – $1.00
    • Youth – $5.00
  • Minimum balance to earn dividends
    • Small Change – $1.00
    • Youth – $25.00
  • Dividend Compounded: Quarterly
  • Dividends Credited: Quarterly
  • Dividend Period: Quarterly (calendar)

Senior Account

  • Minimum Opening Balance: $5.00
  • Minimum balance to earn dividends: $25.00
  • Dividend Compounded: Quarterly
  • Dividends Credited: Quarterly
  • Dividend Period: Quarterly (calendar)

Christmas Club Account

  • Minimum Opening Balance: $5.00
  • Minimum balance to earn dividends: $25.00
  • Dividend Compounded: Quarterly
  • Dividends Credited: Quarterly
  • Dividend Period: Quarterly (calendar)